If you’re diligent enough to keep up with a budget planner, you will feel more in control of your finances than ever. What actually ends up saving you the most money is YOU!īut a good budget planner can be a huge asset to helping you save money every day. So that’s something to keep in mind! But I still think the pro/con lists will work for you! How do budget planners save money?Ī good budget binder is a tool to help you save money. What if you don’t have a car payment, but the planner has a spot for that in your monthly debts? In the pros and cons for each planner, I base a lot of it on my own preference.įor example: I would much rather have no pre-labeled expenses so I can fully customize my monthly budget. Some have pre-labeled expenses (think mortgage, water, electricity, phone), and some that are blank for you to fill in to personalize. Some with a spiral binding and some with standard binding.
There are binders with stickers, some without. If those are included in your budget planner, everything else should come down to preference. Savings, bill, income, debt, and expense trackers.Some of the most important features to make sure your budget planner includes is: Many of the budget planners out there have a lot of the same features, but each with its own twist. And that’s important! What should be included in a budget planner?
Plus, there’s something about writing down your goals, income, expenses, and everything else that makes you feel more accomplished and in-tune with your finances. I’ve tried the apps before and having to dig through the menu to find the section I need or scroll until I find it deters me. Having a physical, paper-shifting planner in my hands makes it easy to find what I want, and quickly. There are so many tools out there today that promise to help with your finances.įor me, none of them compare to have a physical budget planner. So convenient! Why should I start using a budget binder? The budget binders on the market today make it easy to keep everything together. A budget binder keeps everything together easily, so you can focus on rocking your finances. It’s an excellent way to keep your finances organized and stay on top of the game.įor me, if I don’t have everything in one handy spot, I tend to get overwhelmed and give up faster. Your income, debts, monthly bills, investing, and anything else that pertains to your finances can be tracked in one of these nifty binders. Simply put, a budget binder holds all of your finances in one spot.
6 That’s our list of 11 budget binders to rock your finances!.Clever Fox Budget Planner and Monthly Bill Organizer with pockets
Boxclever Press Portable Budget Planner with pockets Smart Planner Bill Organizer Budget Planner 3 What should be included in a budget planner?.2 Why should I start using a budget binder?.So let’s look through all the pros and cons of budget binders, and how they can help you rock your finances this year! Plus, many of the planners on the market today are super portable, so you can stuff it in your purse or backpack when you’re on the go. And even if you have an Excel or Numbers app on your phone, it’s the same as forgetting all of those other apps!īecause of that, I’m giving a budget binder a shot this year.Ī budget planner is something tangible you can hold in your hands, instead of having to remember to open an app. After I set up the budget, I just didn’t open it again to keep up with it.Ī favorite of mine has always been using a spreadsheet, but even that can present its challenges! Since it’s on the computer, it’s not always accessible. One thing I struggled with when using apps was how easy it was to set it and forget it. These are all something every person asks themselves, especially if they’re a beginner budgeter.
How do I keep up with my daily/monthly/yearly expenses in one place? It can seem overwhelming!ĭo I use an app, spreadsheet, pencil and paper? One of the hardest pieces of getting your finances together is just starting. Have you been struggling to keep up with your monthly budget and curious about budget binders? Please check out our policies page for more details. Disclosure: this post contains affiliate links, which means I may receive a commission if you click a link and purchase something at no extra cost to you.